Investing

One of the many things that you can invest is in the stock market.  This can be a gamble because you can lose or gain your money.  Bonds means that you are lending your money to companies and will get your money back in the future.

Consumer Fraud

This week in class we learn how to protect from consumer fraud.  One way to do this is by not giving personal information to anyone that you do not know.  I learned that getting your information stolen may ruined you credit score and a lot more.

Taxes and Insurance

There are a lot of insurance that you can get, but the three major insurance that you can get are life, homeowner and car insurance.  If you have a car you have required by law to have car insurance.   One of the few things that taxes pays for are education, transportation, and Medicare. 

Owning vs. Renting

This week in class I learn about the differences of owning and renting something.  Owning a house give you a choice of freedom to do anything that you want to the house.  While renting a house you are not giving that freedom and have to pay your landowner to stay at the house.

What I Learned About Financing Higher Education

         This week in class we learn about financing for college. We learn that the FAFSA which stand for Free Application for Federal Student Aid, which must be fill out for anyone interested in financial aid.  I learn that the best way for paying for college is by scholarships, grants, and Federal/private student loans.

Credit Score

We learn in class about the positive and negative effects of a credit score.  Having a bad credit score will have a negative effect because it could keep you from getting something that you want.  We learn all the ways how to a good credit score like paying your bill on time.

Banking

This week in class we learn about banking.  We learn the different types of banks that are available to me and what types of banks will fit me.  Some types of banks are commercial, credit, and union banks.  

Payment, Interest Rates, and Credit Cards

We learn what the different types of paying for something (like debt and credit cards) are and what types will fit me the best.  We learn how to use our credit card in a responsible way and stay out of debt.  Another thing we learn was the different payments that I can pay with.  

Saving

This video is about saving accounts and different types of saving accounts that you could get.

Learning how to save will help me get more money and how to save my money.  A compound interest will help you gain more money that you save.

Blog Post - 1/12/14 Learning Reflections

This past weeks we were learning how to format a page to a MLA style Report.  We learn how to correctly make a page and learn to better our writing.  In class we were given a project to complete using the MLA style report.  The project was finding what happen in the year and moth on the day I was born. I learn that Wikipedia accept as a source and we should find a better source.

This a link that show what should be in a MLA style report:http://www.sciencebuddies.org/science-fair-projects/project_research_paper_format.shtml